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2025–2026 Medicare Enrollment Calendar
Updated: February 2026
Jan 1
Coverage Effective
Mar 31
Medicare Advantage Disenrollment
Apr 1
Coverage Change Effective
Oct 15
Open Enrollment Opens
NOW OPEN
Dec 7
Open Enrollment Closes
DEADLINE
Jan 1
New Coverage Effective
0
Residents Enrolled This Year
$0
Average Annual Savings Found
0
Days Until Open Enrollment
Step 1 of 4

Are You Eligible?

Check any statements that apply to your household. This is a quick screen — our caseworkers verify every detail before filing.

Dual eligibility — qualifying for both Medicare and Medicaid — can reduce your out-of-pocket costs to nearly zero. Many families don't know they qualify for both. Our caseworkers check all pathways simultaneously.

Step 2 of 4

What You're Losing Without Coverage

Every month without coverage is a month of real financial exposure. These aren't projections — they're the actual costs our clients faced before enrollment.

Estimated Annual Exposure Without Coverage
$44,000+
For a typical 67-year-old managing two chronic conditions. This number resets to near zero with proper enrollment.
Act Before Dec 7
Uncovered Prescriptions
HIGH COST
Without Coverage
$4,800/year
With Coverage
$0–$400/year
Up to $4,400 saved

Average for 3 chronic condition medications at retail price vs. Medicare Part D with Extra Help subsidy.

Hospital Inpatient Stay (3 days)
CRITICAL
Without Coverage
$30,000+
With Coverage
$0 with Medicaid
$30,000 protected

A single hospitalization without coverage creates debt that follows families for years. Medicaid retroactive coverage can eliminate existing bills.

Preventive Care & Screenings
AVOIDABLE
Without Coverage
$1,200/year
With Coverage
$0 with Medicare
$1,200/year

Annual wellness visits, mammograms, colonoscopies, and diabetes screenings are fully covered under Medicare Part B.

Late Enrollment Penalty
CRITICAL
Without Coverage
+10% per year delayed
With Coverage
No penalty
Permanent cost avoided

Missing your Initial Enrollment Period adds 10% to your Part B premium permanently — for every 12-month period you delayed.

Specialist Visits (4/year)
AVOIDABLE
Without Coverage
$1,600–$3,200
With Coverage
$80–$320 with Medicare
Up to $2,880 saved

Cardiology, orthopedics, and neurology consultations at 20% Medicare coinsurance vs. full cash pay.

Dental, Vision & Hearing
HIGH COST
Without Coverage
$3,500/year
With Coverage
Included in many MA plans
Up to $3,500/year

Medicare Advantage plans increasingly include dental, vision, and hearing — benefits Original Medicare doesn't cover.

The Late Enrollment Penalty Is Permanent

If you miss your Initial Enrollment Period (the 7-month window around your 65th birthday), Medicare adds 10% to your Part B premium for every 12 months you delayed — and that surcharge never goes away. A caseworker can determine if you qualify for a Special Enrollment Period that eliminates the penalty.

Step 3 of 4

How We File For You

Federal enrollment forms are designed by bureaucrats, not families. We know every field, every exception, and every deadline. Here's exactly what happens from your first call to your coverage card.

What You'll Need
  • Proof of age (birth certificate or passport)
  • Social Security card or award letter
  • Recent bank statement (last 3 months)
  • Proof of residence (utility bill or lease)

Note: Missing documents? We help you obtain them. Language assistance available in Spanish, Mandarin, Haitian Creole, and Arabic.

98%
Application approval rate
12 days
Average time to coverage
$0
Cost to families we serve
Step 4 of 4

Reserve Your Enrollment Appointment

Saturday clinic slots fill quickly before the December 7 deadline. Reserve your seat now — no documents required to book.

Open Enrollment closes December 7, 2025
Appointments available through November 30

We'll confirm your slot by phone within 24 hours. No documents required to reserve. Appointments are free.

Clinic Location
Enroll Neighborhood Office
2847 Atlantic Avenue, Suite 104
Brooklyn, NY 11207
Accessible via A/C train · Ground floor · ADA compliant
Office Hours
Monday–Friday9:00 AM – 5:00 PM
Saturday Clinics9:00 AM – 3:00 PM
SundayClosed
Walk-ins accepted Monday–Friday. Saturday clinics require advance reservation.
Prefer to Call?
(718) 555-0147
Caseworkers available Mon–Fri, 9 AM–5 PM
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